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Contractors' all risks (CAR) insurance provides coverage for property damage and third-party injury or damage claims, the two primary types of risks on construction projects. Damage to property can include improper construction of structures, the damage that happens during a renovation, and damage to temporary work erected on-site. Third parties including subcontractors may also become injured while working at the construction site
The Equipment All Risks policy covers loss of or damage to the mobile equipment, its accessories and spare parts whilst attached thereon as a result of:
- Accidental collision or overturning
- Fire, external explosion, self-ignition or lightning
- Theft & Other Accidental Damage not specifically excluded
